Speaking Real Estate


INSTRUMENTALITIES


The term, instrumentality, is frequently used to describe a federal agency that has been constitutionally or legislatively created to achieve a federal objective or carry out a designated and important governmental function. Typically, its obligations are endorsed or guaranteed by the federal government. The following instrumentalities contribute significantly to the health and vigor of the real estate industry in the United States.

Farmers Home Administration (FmHA)

Federal Agricultural Mortgage Corporation (FAMC)

Federal Home Loan Mortgage Corporation (FHLMC)

Federal Housing Administration (FHA)

Federal National Mortgage Association (FNMA)

Government National Mortgage Association (GNMA)


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